Bank of America Practice Solutions
March Equipment Madness Special

6.99% Fixed Rate* on any loan greater than 100K (Terms up to 120 months)
7.25% Fixed Rate* on any loan less than 100K (Terms up to 84 months)

Minimum loan amount: $10,000.00
Maximum loan amount: $200,000.00

*No Royalty Compensation will be paid on this promotion.

Express Loan Program for Equipment Only

• Starts 03/03/08 and ends 04/30/08

• Delivery of equipment must be received in office by 5/31/08

• Application must be received by end of business day 4/30/08

Loan Features:

• Loan amounts from $10,000 to $200,000 for equipment purchases

• Fixed Rates

• Simple Interest

• No Prepayment Penalty

• Principle Reduction

• No Advance Payment

• No Application or Documentation Fees

• No Signature Document or UCC filing required if total exposure is less than $75,000

• Same day application processing, if in by noon.

• Same day funding

• Straight or 3 month deferred options

• Terms:
     - Minimum: 36 months
     - Maximum: 84 months on unsecured loans
     - Maximum: 120 months on secured loans over $100,000

• Reimbursement of equipment cost purchased within the last 90 days available for unsecured loans, up to $75,000.

Professional Profile:

• Must be a licensed Dentist for a minimum of 12 months; license must be active and in good standing

• Dentist must be practice owner, with ability to sign for the practice

• Personal guarantees should be obtained from all owners

• Dentist must reflect a positive cash flow

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